Proper credit underwriting is key to the sustainability of global financial institutions. Inadequate processes have contributed to the accumulation of non-performing assets on the balance sheets of banks, insurance companies and other financial services companies.

Underwriting a consumer has always been an extensive, time-consuming, and complicated process since it involves a lot of manual paperwork and physical interactions between the consumers and companies’ staff.

Intelics supports Credit Assessment and Underwriting activities in the Banking, Financial Services, and Insurance (BFSI) sector by providing “End-to-end Life Cycle Management” services. Our services start from first-mile pickup, processing to last-mile storage. We are a “One Stop Shop” for the customers and BFSI companies.

Our end-to-end customer journey services include:

• Customer On boarding – Digital or Physical
• KYC validation and Verification
• Data Processing
• CAM preparation (Credit Appraisal) and Case Preparation (Insurance)
• KYC Verification
  • Financial Analysis and Plotting
  • Health Investigation (Insurance)
  • Recommendation of Decision
• Tele Verification or Tele Underwriting
• Field Investigation – Demographics, Employer and Social
• Post Sanction Document Collection – Agreements
• Non Discrepancy Check – Post Sanction Scrutiny
• Disbursement
• Storage – Physical or Digital (Cloud)